A lot of changes have occurred at macro economics level in our city, state, country and in the world. In the micro level changes are happening as well.
One of the best resources in tough financial times, is to get your house in order. Give 10% somewhere, Save 1000 in an emergency fund, pay off your debt, save 3-6 months pay, invest 15% and then invest in real estate.
All these principles are from Financial Peace University. For more info check out daveramsey.com and read up and apply these principles to your life. It will change your life.
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